Instant loans whenever you need it.
We’ve simplified loan access to support your goals and financial control. Achieve greater loan amounts by making early repayments and engaging in additional app transactions.
Our Features
PRODIGY LOAN PRODUCTS
► Up to No5,000,000 linked to your Prodigy Business Account
► Secured by Target Savings and/or Fixed Deposit
► Available within hours of application
► Amount: N50,000 – N10,000,000 Repayment: Up to 12 months
► Fast and simple process
► Loan Calculator available for repayment estimates
► Repayment: Up to 12 months
► Fast and simple process
► Staff ID Card and government-issued ID
► Three months’ pay slips
► BVN and NIN
Why Prodigy?
Unlock higher loan limits
Our loan process is tailored to your requirements, fostering your growth. Enhance your prospects of accessing larger loan amounts and lower interest rates through timely repayments and other in-app transactions.
Getting a loan on the App takes a few steps
- Download the App
- Create an account
- Apply For Your Desired Loan
- Your Prodigy account will be credited in seconds
Prodigy Products:
A flexible payment solution that allows seamless transactions, bill payments, and funds transfers within and outside the Prodigy ecosystem. Available on mobile and internet banking platforms.
A simple and secure payment system designed for easy and quick transactions, making everyday banking hassle-free.
A group savings platform that empowers you to save collectively with friends, family, or colleagues, fostering financial discipline and community support.
Plan your dream vacation with our Travel Loans, offering up to N3,000,000 to cover travel expenses. Flexible repayment terms available to make your travel plans a reality.
Empower your business with our tailored loan products, offering up to N10,000,000 with flexible repayment options, designed to support micro and SMEs in achieving their business goals.
Access funding for your Local Purchase Orders (LPOs) with our LPO Financing, designed to provide businesses with the liquidity they need to fulfill contractual obligations.
Get an advance on your salary to cover unexpected expenses. Quick approval process and flexible repayment options up to 12 months.
Ensure your children’s education is uninterrupted with our school fees advance loans, offering up to N2,000,000 with refinancing options and a tenor of up to 90 days.
Maintain financial flexibility with our overdraft facility, allowing you to access funds when you need them the most, directly linked to your Prodigy Current Account.
Achieve your financial goals with our Future Target Savings account, offering attractive interest rates for disciplined savings.
Easily acquire assets for personal or business use with our structured financing options, designed to make asset ownership within your reach.