Next Generation Bank!

Experience the Next Level of Banking with Prodigy Bank!

Licensed by CBN

Insured by

Account Opening Requirements

Application Form

Properly completed application form

Download Individual Form

Download Corporate Form

Means of Identification

Provide a valid copy of either of the following:

Driver's License
International Passport
Voter's Card
National ID/NIN Slip

Proof of Residence

Provide a Utility Bill issued within the last three (3) months

Passport Photograph

Recent Passport-sized Photograph

Open Account Online from the comfort of your home, anywhere anytime

Open Account Now

Prodigy Loan Products

PRODIGY LOAN PRODUCTS

INSTANT CREDIT LINE

Up to N5,000,000 linked to your Prodigy Business Account
Secured by Target Savings and/or Fixed Deposit
Available within hours of application

MICRO & SME LOANS

Amount: N50,000 – N10,000,000
Repayment: Up to 12 months
Fast and simple process
Loan Calculator available for repayment estimates

SALARY ADVANCE LOAN

Repayment: Up to 12 months
Fast and simple process

PRODIGY LPO FINANCING

Access funding for your Local Purchase Orders (LPOs)
Designed to provide businesses with the liquidity they need to fulfill contractual obligations

PRODIGY BACK TO SCHOOL

Ensure your children's education is uninterrupted
Up to N2,000,000 with refinancing options
Tenor of up to 90 days

PRODIGY OVERDRAFT

Maintain financial flexibility
Access funds when you need them the most
Directly linked to your Prodigy Current Account

Learn More About Our Loan Products

Get started with our Loan Calculator

We’ll use this information to help create and personalize your experience with Prodigy Bank. ‘Together we succeed.’

Choose Product

Organisation

Choose Repayment Period

Loan Calculator

Loan Amount

₦3,000,000

Contact Details

Name

Phone Number

Loans tailored for you

At Prodigy Bank, we fuel growth and ambition. Whether you’re a startup scaling operations, an SME expanding your footprint, or an established business optimizing cash flow, our tailored loan solutions are designed to empower your success. Let’s build the future of your business—together.

Seamless transfers

Free statement report

Monthly interest payout on your account

Instant Loans

We make access to loans simple and easy. No guarantors, collaterals or long forms. Apply 24/7 and receive funds in your Prodigy account instantly. Unlock higher loan amounts and lower interest rates by repaying loans on time.

Instant Debit Card

Our debit card is much more than its good looks. Make online or offline payments with ease, get instant payment notifications, manage card security in app and also enjoy the benefits of spreading payments and earning monthly cashback.

Savings Account

Earn up to 12.5% interest on your savings. That’s on a 12-month fixed savings plan with a ₦50,000 minimum deposit to open. (Fixed means the money will be locked away for 12 months while you earn interest on it)

We’re here to help you

You can email us on the app, slide into our DMs. However you choose to reach out, there’ll always be a friendly person there to make your life easy. Get to know our information’s center in case of emergencies.

Getting started with Prodigy App

1. Download the App

Get the Prodigy App on Google Play Store for Android or App Store for iOS.

2. Register within minutes

Tell us a few details about you to help us create your Prodigy account quickly.

3. Start banking

You’re ready to go. Carry out all your banking transactions within the app.