// Loans

Individual, SME & corporate loans.

Loans built for individuals, small businesses and corporates. Apply now and receive feedback within 24 working hours.

Apply for a loan →
// Why borrow with Prodigy

Built for how Nigerians actually borrow.

  • For every borrower. Individual, SME and corporate loans, matched to how you and your business borrow.
  • Feedback within 24 working hours. Apply online and our team gets back to you within 24 working hours.
  • Transparent pricing. Your rate, fees and repayment schedule are shown before you accept - no surprises.
  • A limit that grows with you. Every on-time repayment increases your loan limit and reduces your rate.
Start your application →
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Charges
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// How it works

From application to feedback in four steps

01

Apply online

Tell us who you are - individual, SME or corporate - how much you need and for how long.

02

We review

Our team reviews your application and your income or business profile. No office queues.

03

Feedback in 24 working hours

You hear back from us within 24 working hours of submitting your application.

04

Repay & grow

Repay conveniently. On-time repayment unlocks larger limits and better rates.

Ready when you are.

Apply on the website and our team will review your application and get back to you within 24 working hours.